We all love our cars, whether its our first or our third, we treat it like a baby. But the roads are rough and full of surprises. Of course, we cant avoid the accidents, we can protect ourself from going down with it financially. Therefore, before you choose your car, choose your car insurance. And if youre still struggling through the things you must keep on your checklist while buying your car insurance, we have you covered with the top 5: 


1. High deductible means low premium  Theres a price that car insurance companies decide in case you meet with an unfortunate incident. Therefore, if you ever increase the deductibles which will lead them to lesser amount to be paid during your claim, they will offer you a lower premium. Make sure that you only choose the option if youre prepared to pay the deductibles in future. 
2. Your No Claim Bonus (NCB) is transferable: If you ever upgrade your car in future, you can get your estimate NCB transferred to your new car. In fact, you can even transfer your NCB if you choose a new insurer. 
3. Understand Zero Depreciation Cover – While choosing your car insurance, you need to keep depreciation cover as the best option. You can get full settlement in this cover without accounting for the depreciation value. In short, if you ever get into an accident, you this cover will help you get full cover without paying any depreciation cost. Although the premium would be higher for zero depreciation, but its worth the cost. 
4. Make sure the accessories are covered – Not everyone will tell you this, but many insurance companies offer full cover for your car accessories as well. Yes, it doesnt come in the normal plans, but you can get one customised to suit your best needs. It might increase your premium, but at least you will have your beloved accessories insured. 
5. Your engine can be insured – You might not know it, but your engine is also something you can insure. This means, you will not have to pay for the repairs if your car breaks down because of damages not caused due to an accident. Well, we all know how expensive those engine repairs are, so why take the risk for a little more premium?

While these were just 5 things you should keep in mind while buying car insurance, theres a lot more than you need to avoid as well make sure of while signing the deal. I say your best bet would be to choose an expert and let him guide you in your journey. And if youre looking at finding an expert, choose the best at http://www.insureefficient.com



Being the incredible techie this new year!

2018 has bidden it’s final goodbye, now we’ve delightfully welcomed 2019 with open arms! There were some incomplete dreams, some unsaid words and some undone tasks and undetermined determinations to be full filled! As a tech crazy persona, I dream of being the incredible! Of covering more of technology, the passion that drives me more and more towards anything that’s technologically associated and motivates me towards inventing some more knowledge on the same!


They say technology is vast! It’s just the unstoppable and incredible science of tomorrow that would keep growing more and more each day, every day and towards a century! That’s where I get my aspiration or resolution to be the incredible from! Always inspired by the trending new technologies and inventions, I’ve started growing a habit to get inspired by them too. To keep my pace of life change more positively, just as the technology evolves positively and rapidly day by day!

Technology 2019

This 2019, I would like to be just as updated as a mobile software is! I would like to get the incredible perfect powers of that of a full fledged working and updated robot. To be just as precise as an online dictionary, giving a perfect yet precise description of everything that’s asked from me, at the same time being as versatile as google is! Knowing everything in and out and almost everything that’s around!

I would love to have the incredible powers of a fast working automobile that speeds around rapidly and goes from places to places within no time. The superpower of a technically updated automobile is what I desire. The superpowers that leaves me swiftly working every time with a glamorous look and always ready to conquer the roads of life.

And how can I forget the superpowers of the latest working smartphone! Imagine having all those qualities in a human! Imagine a human consisting a rear and front camera with multi mega pixels in their eyes and clicking all this desirable pictures within no time! And have you ever thought how amazing it would be if I could locate any desirable destination with the help of a map in my mind that always works and keeps me updated o the traffic jams ahead! The rapid working smartphone powers that’s incredibly an all rounder would be a superpower that can make me multitasking human always on the go!

Well, that’s my take on the super powers I would like to gain in this new year! It’s all about the technical matters in life and being technically upgraded!Of course, what else can you expect from a person that’s technology crazy? Dreaming of superpowers that makes her more a techie and incredibly unstoppable and perfect!

This post is a part of blog train hosted by www.prernawahi.com, www.vartikasdiary.com and  www.mothersgurukul.com, sponsored by Pandora’s Box and Recipe Dabba. Hope you loved reading it just as I loved writing it!

SUV Car launches in 2019 in India

SUV cars

2019 can be called an automobile filled year as there are going to be several new and grand automobile launches in it! From comfortable four seaters to luxurious seven seaters, the rush of those beats with fuels are ready to take off the roads as soon as they can. Well, while 2019 crawls nearer, let’s inquire about the best SUV launches in the year in the car world!



Priced at around 50-60 lakhs, it’s tentatively to be launched in India by mid of May 2019. The upcoming 2019 BMW X4 would be having a 2.0-litre petrol engine for 181 bhp and 248 bhp, w a 2.0-litre diesel engine for 187 bhp and 228 bhp on offer. A more powerful 3.0-litre petrol version with 355 bhp on tap, and a 3.0-litre in-line-six diesel with 321 bhp will also be made available.

Along with these, with the eight speed automatic gear box and an all wheel drive system, this ones the most anticipated SUV in India for 2019.

Mahindra Y 400


Mahindra has announced a new SUV, Mahindra G4 XUV700 which will be equipped with a 2.2-litre, four-cylinder diesel engine generating  185bhp of power and 420Nm of torque. The engine with a seven-speed torque-converter automatic gearbox and an optional four-wheel drive system.

Apart from luxurious interior upholstery, it would be having a 2-inch HD touchscreen with Android Auto and Apple CarPlay, 360-degree camera, 7.0-inch LCD instrument cluster. Priced at around 35-40 lakhs, it’s a challenger from Mahindra to be introduced soon in India.

Audi Q8

One of the most trendiest and talked about SUV in the upcoming year that’s priced at 90 lakhs and boasts of feature which will be giving the car both a bold look and brilliant performance on the roads. Equipped with a 3.0-litre V6 diesel and the 2.0-litre and 3.0-litre petrol mills and a  new 48V mild-hybrid technology and an eight-speed automatic gearbox, it also has a Quattro all-wheel drive as standard.

The gracious and sharp exteriors giving it the killer looks and not to forget the sleek headlamps, the large wheels and a low roof making it more on sport looking side too.

Tata harrier

Tata harrier

The SUV launching in 2019 in India has another great name attached to it. Tata has proudly announced of their new Harrier hitting the Indian roads in 2019.

Being the most affordable SUV in the country, with space for seven, It’s having an all-new 2.0-litre, four-cylinder Diesel engine 0-litre engine is also coupled with an electric variable geometry turbocharger (eVGT) and will  be producing a 140 bhp in the five-seater harrier while will be tuned to produce 170 bhp in the seven-seater version. The beast, based on the new OMEGA architecture, is surely expected to get large positive response from consumers in the upcoming year.

Jaguar E- Pace

The royal SUV from Jaguar is destined to be introduced in India by the end of 2018 or the start of 2019. The sporty, luxury looking car has all the comforts and features you were awaiting in your dream SUV.

Jaguar will be having  both the 2.0-litre petrol and diesel engines in varied states of tune. The petrol would be provided in the 237bhp and 296bhp versions while the diesel in the 148bhp, the 177bhp and the 237bhp states of tune. An all-wheel drive will be offered on the more powerful version. Moreover, the entry-level trims would be offered with rear-wheel drive only. Apart from these, separate-zone climate control, sunroof and electrically adjustable seats and commendable upholstery are all going to offered on the E-Pace.

The list of the SUV launching soon would definitely going to get increasing with each new announcement of by the brands, we will definitely try to add in more of those too. So that, when you step out to get your dream car, you know which luxury are you opting for and why!!