5 THINGS YOU SHOULD KEEP IN MIND WHILE BUYING CAR INSURANCE

 We all love our cars, whether its our first or our third, we treat it like a baby. But the roads are rough and full of surprises. Of course, we cant avoid the accidents, we can protect ourself from going down with it financially. Therefore, before you choose your car, choose your car insurance. And if youre still struggling through the things you must keep on your checklist while buying your car insurance, we have you covered with the top 5: 

 

1. High deductible means low premium  Theres a price that car insurance companies decide in case you meet with an unfortunate incident. Therefore, if you ever increase the deductibles which will lead them to lesser amount to be paid during your claim, they will offer you a lower premium. Make sure that you only choose the option if youre prepared to pay the deductibles in future. 
2. Your No Claim Bonus (NCB) is transferable: If you ever upgrade your car in future, you can get your estimate NCB transferred to your new car. In fact, you can even transfer your NCB if you choose a new insurer. 
3. Understand Zero Depreciation Cover – While choosing your car insurance, you need to keep depreciation cover as the best option. You can get full settlement in this cover without accounting for the depreciation value. In short, if you ever get into an accident, you this cover will help you get full cover without paying any depreciation cost. Although the premium would be higher for zero depreciation, but its worth the cost. 
4. Make sure the accessories are covered – Not everyone will tell you this, but many insurance companies offer full cover for your car accessories as well. Yes, it doesnt come in the normal plans, but you can get one customised to suit your best needs. It might increase your premium, but at least you will have your beloved accessories insured. 
5. Your engine can be insured – You might not know it, but your engine is also something you can insure. This means, you will not have to pay for the repairs if your car breaks down because of damages not caused due to an accident. Well, we all know how expensive those engine repairs are, so why take the risk for a little more premium?

While these were just 5 things you should keep in mind while buying car insurance, theres a lot more than you need to avoid as well make sure of while signing the deal. I say your best bet would be to choose an expert and let him guide you in your journey. And if youre looking at finding an expert, choose the best at http://www.insureefficient.com

 

 

Earn money easily online by just writing a joke!

Are you a creative mind and love writing or narrating funny jokes to your friends? Well, your talent can actually earn you quite a lot of money! Now why waste your creativity on your friends when you can actually upload it on a most happening site and get yourself rewarded for the same.

One of the most browsed website, thejokeshub.com is here to entertain you with their super funny jokes and giving you a chance to earn your self some money as well. You just have to upload some jokes on their website and in exchange of each new joke, you earn yourself re.1 as a reward! Also, only sky’s the limit to your creativity here. You can post as many jokes a you want on any day while you keep on collecting your earnings.

The procedure for the same is quite easy:

  • Sign up to the website
  • Click on the add joke button on top right.
  • Upload your jokes. It may be of any language, Santa Banta jokes, husband wife jokes, etc.
  • Your jokes are sent in for approval.
  • After the approval, you easily earn a rupee instead of each joke you submit. These jokes later get copied and shared by various readers on their whatsapp groups or Facebook status later on, this adding into your popularity. Now be it good morning jokes, multilingual jokes, they’ll open the doors of success for you with thejokeshub.com!

Being the incredible techie this new year!

2018 has bidden it’s final goodbye, now we’ve delightfully welcomed 2019 with open arms! There were some incomplete dreams, some unsaid words and some undone tasks and undetermined determinations to be full filled! As a tech crazy persona, I dream of being the incredible! Of covering more of technology, the passion that drives me more and more towards anything that’s technologically associated and motivates me towards inventing some more knowledge on the same!

Technology

They say technology is vast! It’s just the unstoppable and incredible science of tomorrow that would keep growing more and more each day, every day and towards a century! That’s where I get my aspiration or resolution to be the incredible from! Always inspired by the trending new technologies and inventions, I’ve started growing a habit to get inspired by them too. To keep my pace of life change more positively, just as the technology evolves positively and rapidly day by day!

Technology 2019

This 2019, I would like to be just as updated as a mobile software is! I would like to get the incredible perfect powers of that of a full fledged working and updated robot. To be just as precise as an online dictionary, giving a perfect yet precise description of everything that’s asked from me, at the same time being as versatile as google is! Knowing everything in and out and almost everything that’s around!

I would love to have the incredible powers of a fast working automobile that speeds around rapidly and goes from places to places within no time. The superpower of a technically updated automobile is what I desire. The superpowers that leaves me swiftly working every time with a glamorous look and always ready to conquer the roads of life.

And how can I forget the superpowers of the latest working smartphone! Imagine having all those qualities in a human! Imagine a human consisting a rear and front camera with multi mega pixels in their eyes and clicking all this desirable pictures within no time! And have you ever thought how amazing it would be if I could locate any desirable destination with the help of a map in my mind that always works and keeps me updated o the traffic jams ahead! The rapid working smartphone powers that’s incredibly an all rounder would be a superpower that can make me multitasking human always on the go!

Well, that’s my take on the super powers I would like to gain in this new year! It’s all about the technical matters in life and being technically upgraded!Of course, what else can you expect from a person that’s technology crazy? Dreaming of superpowers that makes her more a techie and incredibly unstoppable and perfect!

This post is a part of blog train hosted by www.prernawahi.com, www.vartikasdiary.com and  www.mothersgurukul.com, sponsored by Pandora’s Box and Recipe Dabba. Hope you loved reading it just as I loved writing it!

5 Reasons why OPPO F9 Pro is the best smartphone of 2018!

The year 2018 saw launches of various smartphones! Varying from the luxurious iPhone category to the budget phones, there were quite new smartphones coming into market in this year and each held a special feature which made them unique from the other one. Well, in this rush of competing smartphones, OPPO launches it’s latest release, the OPPO F9 Pro which was a surprise hit this year. It’s better the expected features and performances got it in the trending list of smartphones in most of the e-commerce shopping sites. Starting from just 20,998, this smartphone gave more features in this budget than others. Some of the outstanding features of OPPO F9 PRO are:

OPPO F9 Pro

Classy looking smartphone:

A smartphone that comes in elegant colours like sunrise red, twilight blue and starry purple, this 6.3 inches screened smartphone with 156.70 x 74.00 x 7.90 mm in dimensions and weighing just 169 grams is something that catches everyone’s eyes. Especially the twinkling look of it’s backside and the full screen display of the front is fabulous to flaunt off.

Fast charging and long battery life

The OPPO F9 Pro comes with a huge 3500mAh battery that gets charged within fifteen- twenty minutes and lasts longer than 18 hours, which is again temptation for most of the smartphone consumers.

Huge internal storage!

This beast comes with a 6GB RAM and 64GB internal storage with around 256GB expandable memory with an external memory card.

Compatible camera

Oppo F9 Pro boasts of a 16-megapixel (f/1.8) primary camera with 2-megapixel (f/2.4) secondary camera on the rear and a 25-megapixel front shooter for selfies. Hence, the camera version adds in to the compatibility of this amazing phone.

Multiple security sensors!

This is one another feature that ends up in summing it as a best device to own. The various sensors to mark the best security of the phone gives it a solid plus point in smartphone market. The various sensors in it are Face unlock, Fingerprint sensor, Compass/ Magnetometer, Proximity sensor, Accelerometer and Ambient light sensor.

Along with all these, this smartphone accepts two nano sims, plus one micro SD card. Has connectivities like WIFI, Bluetooth, GPS, USB OTG, Micro-USB, 3G and 4G.

OPPO F9 Pro

0% EMI- A trap or a saviour?

Ravishing sale on an online e commerce site and you’re super tempted to buy that new gadget or an appliance for your domestic use? The rush of various banks and e-payment sites offering numerous discounts when you select them as your payment method can be so tempting. And if you exhaust your limit of finances and end up with buying all you can with that savings of yours, you are still tempted and pampered by those EMI schemes available of those online shopping sites. The options are limitless! But are they all really worth your attention?

What grabs your attention fast, is the 0%EMI Offers as you chose to buy a product. But wait! Before being impulsive and falling prey to the trap of zero percent EMI, make sure you get your facts right. Remember these simple facts that most banks and other financial money providers tend to complicate it for you and it often makes you jump in a pool of depts that you are unable to pay off later.

Are the products worth buying in installments!

We all know that you buy something in instalments when you couldn’t afford to pay for all together. But what’s the use of buying a product worth say for example of 13000 in Instalments with 0%interest and actually pay 15000 for the same product combining those EMIs? Don’t you think the 0% interest in this case is actually covered up by giving those extra amount! Hence, while shopping minor items, you actually don’t enjoy the privilege of 0% interest, but pay it later on, just a little late!

Do you really get a 0% interest on cars and home loans??

The biggest quest of the day! Well, the answer seems tricky and blunt but actually if you are not amongst the so called secure financial background people, you don’t get a 0% interest benefit in your cars and home loans! It may be minimal, with low EMI benefits, but interests are added to your loans. While, even if through complex connections and great financial history, you are successful to get a 0% interest for your home or car loan, it actually doesn’t last more than a year. After the completion of the first year, you’ll be destined to pay EMI, Interests and additional costs which would be better explained by the financial services themselves!

Well, now when you get that odd calls promising you 0% interest on all loans, think again, inquire more and always, READ THE DOCUMENTS CAREFULLY!!